Privacy Policy
Effective Date: February 10, 2026
Tim Talks Money (“we”, “our”, or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information when you access our website, enroll in our courses, or use our services.
Tim Talks Money is operated by Inkcome Pte Ltd., a company incorporated in Singapore.
By using our website or purchasing our digital products, you consent to the practices described in this Privacy Policy.
1. What Information We Collect and How We Use It
When you subscribe to our website, enroll in a course, or purchase a digital product (including online courses, webinars, or downloadable resources), we may collect the following information:
Name
Email address
Billing and transaction details
Account and login information
Device and browser information (e.g. operating system, device type)
We use this information to:
Provide access to purchased courses and digital products
Process payments and deliver services
Communicate with you regarding your purchase, account, or support requests
Improve our website, courses, and user experience
Email Marketing
With your consent, we may send you emails about:
Course updates
Educational content
New products or services
Surveys or feedback requests
You may unsubscribe at any time using the link provided in our emails.
2. Consent
When you provide personal information to complete a transaction, enroll in a course, or access a digital product, you consent to our collection and use of that information for that specific purpose.
If we request your personal data for secondary purposes (such as marketing), we will either:
Obtain your express consent, or
Provide you with a clear opportunity to opt out
Withdrawing Consent
You may withdraw your consent at any time by contacting us at:
Please note that withdrawing consent may affect your ability to access certain services or products.
3. Disclosure of Personal Data
We may disclose your personal data only in limited circumstances, including:
Where required by law or legal process
To comply with regulatory obligations
To enforce our terms or protect our legal rights
We do not sell your personal data.
4. Payment Processing
Payments for our courses and digital products are processed securely through third-party payment processors (such as Stripe or PayPal).
Payment information is encrypted and handled in accordance with the Payment Card Industry Data Security Standard (PCI-DSS). We do not store your full credit-card or bank details.
5. Third-Party Services
We use third-party service providers (such as Thinkific, payment gateways, email platforms, and analytics tools) to deliver our services.
These providers collect, use, and disclose your information only to the extent necessary to perform their services for us and are required to protect your personal data.
Some third-party providers may be located outside Singapore. By using our services, you consent to the transfer of your personal data to such jurisdictions, subject to reasonable safeguards.
Once you leave our website or are redirected to a third-party site, this Privacy Policy no longer applies.
6. Security
We take reasonable precautions and follow industry best practices to protect your personal data from loss, misuse, unauthorised access, disclosure, alteration, or destruction.
Data transmitted via our website is protected using secure socket layer (SSL) technology. However, no method of transmission over the Internet or electronic storage is completely secure.
7. Cookies & Tracking Technologies
We use cookies and similar technologies to:
Recognise your device
Enable website functionality
Analyse usage and performance
Improve your experience
You may adjust your browser settings to refuse cookies, but this may affect the functionality of our website or course platform.
We do not currently respond to “Do Not Track” signals due to the lack of an industry standard.
8. Age of Consent
By using our website or services, you confirm that you are at least the age of majority in your place of residence, or that you have obtained consent from a parent or legal guardian.
9. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes will take effect immediately upon posting, and the updated effective date will be reflected at the top of this page.
If our business or courses are acquired or merged with another entity, your personal data may be transferred to the new owner.
10. Contact Information
If you would like to access, correct, amend, or delete any personal data we hold about you, or if you have questions about this Privacy Policy, please contact:
Tim Talks Money
📧 [email protected]
Operated by Inkcome Pte Ltd. (Singapore)